Finance your new career on the ocean
We recognise that some customers might prefer to finance their course, paying regular instalments rather than one upfront payment.
We’ve partnered with established credit brokers, Ideal4Finance to enable customers to spread the cost with manageable monthly payments.
Ideal4Finance helps thousands of people secure finance for their purchases, they use only reputable lenders and are Trustpilot-rated ‘Excellent’.
You can apply online and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
How it works
- Choose your course.
- Look for the finance option icon on the course page.
- Complete the request finance form on this page. Our team will then get in touch with you and send you a link to apply.
- Submit your finance application online.
- A representative from Ideal4Finance will contact you to discuss your application.
To secure a place on any of our 2 week courses a £360 deposit is required. Our 3 week Deckhand & Stewardess Course requires a £470 deposit. The course deposit cannot be paid through the finance option.
Your repayment options
You can borrow up to £5,000, which is enough to cover even our most comprehensive course, the combined Deckhand and Stewardess Course.
Below are your payment options with examples, allowing you to spread the cost over 1, 2 or 3 years.
These examples are based on our most popular Deckhand Course or Stewardess Course, both priced at £3,900 (including accommodation).
12 months
0% interest
This option allows you to borrow up to £5,000. Please note: your deposit cannot be financed.
Example payments
Amount financed: £3,540
Repayments: £295/month (12 months)
Total repaid incl. deposit: £3,900
24 months
9.99% APR
This option allows you to spread the cost over 2 years, lowering your monthly payments but increasing the total amount repaid.
Example payments
Amount financed: £3,540
Repayments: £163/month (24 months)
Total repaid incl. deposit: £4,272
36 months
12.99% APR
Spreading payments over 3 years lowers your monthly payments but the total amount you repay will be higher.
Example payments
Amount financed: £3,540
Repayments: £118/month (36 months)
Total repaid incl. deposit: £4,608
Apply for finance
Prerequisites
- You must be 18 years old to apply.
- Live permanently in the UK. The online application must be completed from within the UK; applying from outside the UK may result in your application being rejected.
- Earnings of over £12,000 a year.
- Have a good credit history.
Once you have completed this form, we will contact you to discuss your course and finance options.
The small print.
There are risks involved in taking out a loan, and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score. Flying Fish UK Limited is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.